HR1153: Mortgage Choice Act of 2017

By | April 6, 2018
The Seal of the US Department of Treasury

The Seal of the US Department of Treasury.

Changes the definition of “high-cost mortgage” under the Truth in Lending Act.

Official Summary

Mortgage Choice Act of 2017

This bill amends the Truth in Lending Act to specify that neither escrow charges for insurance nor affiliated title charges shall be considered “points and fees” for purposes of determining whether a mortgage is a “high-cost mortgage.”

Passed House
Passed Senate
Signed by President
Became Public Law




Original sponsor: Rep. Huizenga, Bill [R-MI-2]


Passed House:

Related bill: HRES725 (Related bill)

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